Meet the Team



We are a whole of market insurance consultancy. We specialise in products designed to protect what matters most to you; your health, your life, your lifestyle & your income.

As an independent intermediary we work for you rather than any insurer.  With access to all available policies in the market place we work closely with you to ensure a simple and effective process in selecting the right levels of cover to meet your needs.  We believe in treating the customer ‘fairly’, and will treat you as we would wish to be treated!

We are always ready to chat informally on the phone, email or meet face-to-face to provide a free no obligation assessment of your protection needs. Our high levels of customer care continues throughout our relationship with you. We will ensure we provide you with the best solution for your needs, hassle free and as quickly as possible.

We provide a no obligation service to you and your business which includes:

* Perform a full needs analysis for you and your family

* Complete a full market review to identify suitable policies

*A fully independent review at renewal to ensure your current premiums are still competitive

* Negotiation on your behalf regarding your renewal terms with your current insurer where appropriate

* Hassle free transfer to another insurer should it be in your best interest, and the most appropriate advice for you

* A dedicated account manager to look after your policy


Specialties: working with and advising companies, the self-employed and professionals on their protection needs

Tracey Richards

Years in business: 10+

Responsibilities: Senior Protection Manager

Home town: Macclesfield

Hobbies:  Singing, walking, theatre, reading, yoga/meditation

Family: 3 children (all flown the nest!)

The motto you live your life by: If it’s to be, it’s up to me!

Nick Blunt

Years in business: 25+

Responsibilities: Compliance Manager & Protection Advisor

Home town: Royal Tunbridge Wells

Hobbies: Travel, new experiences, golf, spending time with family

Family: 2 children

The motto you live your life by: Live each day as if it were your last; one day you’ll be right!

Frances Kemp

Years in business: 3

Responsibilities: Administration Manager & Protection Advisor

Home town: Bramhall, Stockport

Hobbies:  Formula 1, non-league football, cricket and Girl Guiding

Family: Married with 2 rabbits, hamster and chinchilla

The motto you live your life by: Keep smiling!