Protect your life, lifestyle or income with a variety of policies, both private and business. Every case may be different but the fundamental reason people take out protection insurance is to ensure that in the event of death or critical illness funds become available to an individual or dependants to whom they are financially responsible. After all, peace of mind is priceless!

Life insurance cover is designed to pay out a lump sum in the event of you passing away during the term of the policy, giving peace of mind, knowing loved ones will not be left with the financial burden of funeral costs or any other unsettled expenses.  Life insurance cover can help with the repayment of debts such as mortgage repayments and can also assist your dependents financially in the unfortunate circumstance of the policy holder’s death.

Critical illness cover is designed to pay out a lump sum in the event that you are diagnosed with a specified illness or medical condition during the term of the policy.  The cover gives you the financial relief to be able to use the money you receive for any purpose you like, such as making adaptations to your home or lifestyle to cope with your condition.  The specific illnesses that are covered by this type of cover vary from insurer to insurer, but the definition is generally considered as an illness that causes permanent change to your body, lifestyle or ability to live life e.g. some cancers, dementia, heart attack

Income protection insurance can replace your income when you can’t work due to illness or injury.  It will pay you a tax free monthly benefit until you are able to return to work or until the end of the policy term you selected…whichever comes first.